Florida’s condo market is seeing some significant shifts. With new lending rules now requiring thorough financial reviews of condo associations and higher reserve funds, securing a conventional loan has become more challenging—especially here in our coastal communities. For buyers, this means exploring portfolio and non-qualified mortgage options may become more common, even as demand for condos remains strong. As someone who specializes in lifestyle-driven real estate from St. Augustine to Palm Coast, I know how important it is to stay ahead of these changes. My approach always centers on anticipating market trends and guiding clients through complex decisions with clarity and confidence—helping you secure not just a property, but a true investment in your future.
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